How to get a home insurance quote online: A step-by-step guide

Here’s how to get home insurance with Sonnet. Sonnet is a completely digital insurance company – we use new technology that means you don’t have to answer many questions to get an instant home insurance quote that’s tailored to you. You can quote and buy your home insurance – all online.

Step 1: Enter your home details

The first page you will see is “Tell us about yourself and your place”. Here, we want to know your property type and whether you own or rent it. Also, we’ll need your address.

Heads up! Enter your address as it is recognized by Canada Post. Your address should pre-populate as you enter it into the field.

Step 2: Enter your personal details

Enter in your first and last name, plus your date of birth. Click “Continue”.

Heads up! You’ll need to be the owner of the property to get a quote under your name – if you are renting, this doesn’t apply to you.

Step 3: Verify the details

The next page is titled “Is this correct?”. We have used technology to provide us with information about your house. Here, you simply need to verify and alter what we’ve filled in. Then, enter your coverage start date – this is when you’d want your home insurance to start. On this page, you can also add a group discount to see if you qualify for any further price reductions to your quote.

Step 4: Review and agree to the consent statement

Read the consent statement – this is where we verify the information you’ve provided to us about your claims history. Then, click “View your quotes”.

Heads up! You’ll need to agree with the consent statement to proceed with the quote. 

Step 5: View your quotes

Success! You can now view your home insurance quote that’s catered to you. If you’d like to view more package options, click ‘Explore other pre-set packages’. The quote displays the cost for the coverages that are shown below. Click the “View and customize” button to take a closer look at your quote’s coverages.

Step 6: Review your coverage

You’re nearly there! This page is “Your coverage details” – here we explain all the coverages in detail to help you understand how you’d be covered. Click on each coverage to learn more about it. Also, you can customize the coverage limits and deductibles – you’ll see the quote reflect any changes.

Step 7: Buy your home insurance or save your quote

Once you’re happy with your home insurance quote, click on “Buy now” to purchase. Or if you’re not ready to buy, you can click “Save quote” beneath the price to review it later – all you’ll need to do is enter your email address and we’ll send you an email with a link that brings you directly to your saved quote.