There are a few reasons why an insurer could label a driver to be high risk. Usually, it means they’ve racked up too many tickets, convictions and/or accidents on their driving record. In other words, they have a history of poor or irresponsible driving. Having past insurance policies
High-risk drivers usually have a harder time finding affordable insurance. The fact is, insurance companies think they’re just too risky to take on as customers. If they’re accepted, they’ll usually end up paying a very high premium. The best ways to save money on your car insurance? Just drive safely – and make your payments on time.