It’s more than a car, it’s your freedom

Get the right coverage for your car without the complicated jargon. If something happens to your car, we’ll pay to repair or replace it – simple as that.

Customize your coverage

We use available data to simplify quoting to show you coverage options that fit you and your vehicle. Choose a pre-set package and customize to your heart’s content.

Create a customized insurance package that fits your unique needs.

The Essentials


Complete coverage you can count on

  • Liability
  • Accident Benefits
  • Collision
  • Comprehensive
  • Accident Forgiveness

The Preferred


Enhanced coverage others find valuable

  • Liability
  • Accident Benefits
  • Collision
  • Comprehensive
  • Accident Forgiveness
  • Rental Vehicle Bundle

The Ultimate


We don’t want to brag, but this one’s hard to beat

  • Liability
  • Accident Benefits
  • Collision
  • Comprehensive
  • Accident Forgiveness
  • Rental Vehicle Bundle
  • Replacement Value Bundle
  • Ticket Forgiveness

Forget basic coverage – we’ve got better coverage

Rental Costs. We’ll take care of your rental car after an at-fault collision or during a comprehensive claim (that’s not theft). Even better – there’s no arbitrary dollar limit, so you’ll get a rental car comparable to your own. (Unavailable in Quebec.)

Non-Owned Vehicle Coverage. We’ll cover you for the loss or damage to any borrowed or rented vehicle.

Roadside Assistance. We’ll reimburse you up to $50 for related emergency expenses.

New/Used Vehicle Replacement. We’ll replace your vehicle without any adjustment for depreciation.

Hit–and-Run Deductible Waiver. We’ll waive your deductible up to $1,000 in the event of a hit-and-run, as long as it’s reported within a reasonable time (like a day).

Clean record for the last 6 years? We won’t increase your rate due to your first at-fault accident and we automatically apply this protection again if after another 6 years you’ve a clean record.

Protect that squeaky-clean history and your rate! When it comes time for renewal, your minor ticket won’t impact your rate. We’ll pretend like it didn’t even happen. (Unavailable in Quebec and New Brunswick.)

Have more than one vehicle insured with us? No matter which one you drive the most, we automatically assign you to the vehicle that will give you the best price.

Priced for you, not people like you

We combine your unique information, with a whole lot of math and analytics to build our best price just for you – savings automatically included.

Don’t wait until it’s time to renew to start saving

Find out how much it could cost to switch today.

Try it now

What our customers are saying

Still have questions?

There are a number of factors we look at to help determine your rate. For instance:

  • Number of past claims
  • Information about you (e.g. how many years you’ve been a licensed driver)
  • Traffic violations (e.g. speeding tickets)

Also, each province has government regulators that oversee how prices are determined by insurance companies (though, this doesn’t apply in Quebec).

Liability limits. We'll cover you and the people on your policy for valid claims, and the cost of settling those claims, if you're held liable for injuries or damage to someone else's property as a result of an auto accident. Tip: Minimize how much you could be financially liable for in the case of a major accident by increasing this limit.

In Quebec, we cover the damages to your vehicle as well as those to someone else’s property. However, injuries are covered under the Quebec public insurance plan, SAAQ.

Extra coverages. If your vehicle would cost more than the deductible amount to repair it, you might consider adding Collision: Your Fault and/or Comprehensive coverage. (In Quebec, Collision coverage is called “Collision and Upset”, and Comprehensive is known as “All Perils Other than Collision and Upset”.) If your vehicle is involved in a collision with another object or tips over, Collision coverage will help cover the damage. Comprehensive covers your vehicle against loss or damage other than what's covered by Collision. This includes falling or flying objects, missiles and vandalism, and all the things listed under Specified Perils.

Along with the usual questions about you and your vehicle, we’ll also ask you for your driver’s licence number (to get information about your driving and claims history) as well as your vehicle’s VIN (vehicle identification number). Oh, and don’t worry – your information is secure and won’t be shared with or sold to anyone else.

After you purchase your auto insurance, we’ll send you an email with a link to your account. That’s where you’ll find all your coverage details as well as a copy of your pink slip (this is for reference only – you’ll need to keep a hard copy version with your vehicle). We’ll also send you a hard copy of your pink slip via snail mail (aka Canada Post).

You have three payment methods to choose from – credit card, bank withdrawal or PayPal™.

Bundle and save

Combine your home and auto policies and save

Get a Quote