We get it. This is how you earn income

Being a landlord isn’t always easy, but now protecting your investment can be. Now get the right coverage for all your stuff without the complicated jargon. It’s a whole new way for landlords to think about insurance.

Customize your coverage

We use available data to simplify quoting to show you coverage options that fit you and your investment. Choose a pre-set package and customize to your heart’s content.

Create a customized insurance package that fits your unique needs.

The Essentials


Complete coverage you can count on

  • Liability
  • Replacement Cost for Home and Landlord’s Belongings
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage
  • Increased Deductible

The Preferred


Enhanced coverage others find valuable

  • Liability
  • Replacement Cost for Home and Landlord’s Belongings
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage
  • Standard Deductible

The Ultimate


We don’t want to brag, but this one’s hard to beat

  • Liability +
  • Replacement Cost for Home and Landlord’s Belongings
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage
  • Standard Deductible

Forget basic coverage – we’ve got better coverage

In case something happens and your tenant can’t live in your home, we’ll pay for your loss of net rental income until the house is repaired or rebuilt, for up to a year.

No more arbitrary limits for your home based on an estimated cost to replace it. We’ll cover 100% of the actual cost to repair or replace your home, including labour and materials, without any deduction for depreciation. We use an estimated replacement cost to get you the right price, but this doesn’t restrict your coverage limit.

Priced for you, not people like you

We combine your unique information, with a whole lot of math and analytics to build our best price just for you – savings automatically included.

In everyday language, you actually understand

We’ve made our landlord insurance policies easy to read and highly visual, so you know exactly what’s covered.

Sample Policy Opens in a new window
Image of tablet showing Sonnet’s easy to understand landlord insurance coverage

Don’t wait until it’s time to renew to start saving

Find out how much it could cost to switch today.

Try it now

What our customers are saying

Still have questions?

It’s a whole lot of math and statistics. Basically, we look at a complex set of factors that determine your rate. For instance:

  • Where your home is located
  • Home structure, age, heating equipment, etc.
  • Size of your home
  • Number of past claims
  • Information about you (age, etc.)

All the information we access about properties in your area is public data. A variety of service providers maintain this data. We just assemble it to simplify the quote process and get you the most competitive price.

You have three payment methods to choose from – credit card, bank withdrawal or PayPal™.

Let us show you

Buy Now or save your quote, locking in the price.

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