We’re Sonnet. Insurance made simple.

We’re Sonnet, Canada’s original digital-first home and auto insurance company, and a proud member of the Definity family of companies. Since launching in 2016, we’ve been transforming the insurance experience for Canadians. We’re on a mission to provide a simple and straightforward way to buy insurance, completely online and at a price built for you.

By using data and analytics, we offer customized coverage at a competitive price in language you can understand. For your home or vehicle, whether you're a landlord or tenant, we've got you covered. Plus, we offer a variety of ways to help you save even more on your insurance, through programs like Sonnet Shift for safe drivers, as well as discounts for professionals, university graduates and college alumni.

We’re on a journey to revolutionize the way that Canadians buy insurance, and we’re just getting started.  

Sonnet is a direct writer. We underwrite all our own policies, so when you purchase with us, you’re getting a policy underwritten by Sonnet Insurance Company. That means, whether you’re getting home insurance in Toronto or car insurance in Montreal, you’re buying a Sonnet policy.

As a federally regulated insurer, we play by the rules. But we don’t stop there. From simple language to easy-to-understand policies, we provide insurance that’s clear. We want to make sure you know what you’re buying so you can make sure you have the coverage that is right for you.