A rental apartment isn’t just any place

It’s where memories are made, friends gather, life happens. Now get the right coverage for your all your stuff without the complicated jargon. It’s a whole new way for renters to think about insurance.

Customize your coverage

We use available data to simplify quoting to show you coverage options that fit you and your place. Choose a pre-set package and customize to your heart’s content.

Create a customized insurance package that fits your unique needs.

The Essentials


Complete coverage you can count on

  • Liability
  • Special Belongings Coverage
  • Personal Belongings
    Coverage
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage

The Preferred


Enhanced coverage others find valuable

  • Liability
  • Special Belongings Coverage
  • Personal Belongings Coverage +
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage

The Ultimate


We don’t want to brag, but this one’s hard to beat

  • Liability +
  • Special Belongings Coverage
  • Personal Belongings Coverage +
  • Full Sewer Backup
  • Overland Water Coverage
  • Full Hail Coverage

Forget basic coverage – we’ve got better coverage

In case something happens and you can’t live in your unit – we’ve got you covered. While your unit is being prepared, live it up in a hotel or stay with a friend or family member and we’ll still provide you with cash – it’s your choice.

Made improvements to make your rental your own? We’ll cover those costs if anything happens.

Priced for you, not people like you

We combine your unique information, with a whole lot of math and analytics to build our best price just for you – savings automatically included.

In everyday language, you actually understand

We’ve made our tenant insurance policies easy to read and highly visual, so you know exactly what you’re covered for.

Sample Policy Opens in a new window
Image of tablet showing Sonnet’s easy to understand tenant insurance coverage

Don’t wait until it’s time to renew to start saving

Find out how much it could cost to switch today.

Try it now

What our customers are saying

Still have questions?

It’s a whole lot of math and statistics. Basically, we look at a complex set of factors that determine your rate. For instance:

  • Where your home is located
  • Home structure, age, heating equipment, etc.
  • Size of your home
  • Number of past claims
  • Information about you (age, etc.)

All the information we access about properties in your area is public data. A variety of service providers maintain this data. We just assemble it to simplify the quote process and get you the most competitive price.

You have three payment methods to choose from – credit card, bank withdrawal or PayPal™.

Let us show you

Buy Now or save your quote, locking in the price.

Get a Quote