Protect your vehicle with Alberta car insurance
Buy car insurance online in 5 minutes.
Do you spend your weekdays navigating rush hour traffic in Edmonton? Driving often from Airdrie to Calgary to visit friends and family? Love cruising the mountain roads to enjoy the beauty of Jasper and Banff? No matter where you’re living and driving in Alberta, you need auto insurance to protect you and your car. That’s where Sonnet has you covered. Get customized coverage, in language you can understand, at a competitive price – and do it all online. We’ve changed car insurance for the better, so your drive is worry-free.
Teachers in Calgary will typically pay less for auto insurance than the average household spends monthly on takeout dinners.
A university graduate in Edmonton can expect their car insurance to cost around the same as a monthly house cleaning service.
The average cost of bundling home and auto insurance in Alberta is about as much as your typical monthly online shopping bill.
Yes. In order to legally drive a vehicle in Alberta, you must have at minimum third-party liability and accident benefits coverage. Collision and comprehensive coverages aren’t required. But, many drivers opt to add them to their policy. Without them, damage to your car won’t be covered and you’ll have to pay out of pocket if something happens.
If you have any questions about what you might or might not need,
Once you've purchase your auto policy, we’ll send you an email with a link to activate your Sonnet account. Your pink slip and proof of insurance will be accessible directly through your account for download and can be printed.
Looking for your pink slip in your account? Follow these steps:
- Log in to your account and click on your auto policy.
- Click Download documents.
- Select Download under your Liability Card.
We’ll also send you a hard copy of your pink slip through the mail (which takes about 5 business days).
Haven’t received your pink slip in the mail? First, double check the mailing address listed on your account. You can do this by signing into your account and selecting Settings. If your mailing address is incorrect, contact us.
Heads up! Although digital pink slips are now accepted in some provinces, you’ll still need to carry a physical pink slip for your Sonnet auto policy while driving. We do not offer an electronic pink slip option at this time.
We give you our best price that’s specifically tailored for you. We’ve come up with a number of ways to help make sure you get the best price on your insurance.
There are a number of ways you could save on your auto insurance:
- Exclusive Sonnet Savings. Self-service has its benefits! You’ll save just for purchasing your insurance online. How easy is that?
- Claims Free. If you’re lucky enough to have been claims-free for six years, you could save.
- Convictions Free. Good driving behaviour deserves to be rewarded!
- Multi-Vehicle. Insuring more than one vehicle with us? Awesome! You may qualify for a multi-vehicle saving.
- Multi-Policy (home and auto). You could save when you insure both your home and your vehicle with us.
- Winter Tires (only in Ontario). They’ll keep you safe and help you save on your auto insurance.
BONUS: Have more than one vehicle insured with Sonnet? No matter which one your drive the most, we’ll automatically assign you as the primary driver to the vehicle that will give you the best price on your insurance.
There are a couple of things you need to consider:
Liability limits. We'll cover you and the people on your policy for valid claims, and the cost of settling those claims, if you're held liable for injuries or damage to someone else's property as a result of an auto accident. Tip: Minimize how much you could be financially liable for in the case of a major accident by increasing this limit.
In Quebec, we cover the damages to your vehicle as well as those to someone else’s property. However, injuries are covered under the Quebec public insurance plan, SAAQ.
Extra coverages. If your vehicle would cost more than the deductible amount to repair it, you might consider adding Collision: Your Fault and/or Comprehensive coverage. (In Quebec, Collision coverage is called “Collision and Upset”, and Comprehensive is known as “All Perils Other than Collision and Upset”.) If your vehicle is involved in a collision with another object or tips over, Collision coverage will help cover the damage. Comprehensive covers your vehicle against loss or damage other than what's covered by Collision. This includes falling or flying objects, missiles and vandalism, and all the things listed under Specified Perils.
The cost of car insurance for new drivers in Alberta is generally higher than what more experienced drivers pay, no matter who you’re insured with.
As a new driver, taking a driver’s ed course could help you save on your insurance. And, as long as you keep a clean driving record while you gain more driving experience, you’ll likely see your premium go down over time. So, keep driving safely!
The provincial government in Alberta decides which coverages drivers are required to have by law. It’s also in charge of approving rates and pricing for car insurance, which is sold through private insurers. At Sonnet, we provide a customized quote in just 5 minutes – and you can do it all online. All you’ll need is your driver’s license number, vehicle identification number (VIN) and the answers to a few simple questions – we do the rest of the work for you!
Yes, with most insurance companies you usually can. But, timing matters. Depending on where you are in your policy term, you could be charged a cancellation fee. This is also known as a short rate fee. To avoid paying a hefty penalty out of pocket, the best time to switch insurance providers is typically right before or at renewal. But, you might just find that you could save more by switching now, despite a cancellation fee.
Want to know more about switching to Sonnet?
Heads up! If you do switch insurance companies, always secure coverage for a new policy before cancelling your current policy.
The 5 minutes to get insured is based on the average Sonnet customer experience.
Average monthly premiums for auto insurance in Alberta are based on current Sonnet policies as of October 2020, with assumptions made to determine demographic groups.