Protect your car with insurance for Ontario drivers
Buy car insurance online in 5 minutes.
Driving a car in Ontario? Make sure you’re covered
Are you a rush hour commuter in a suburb like Burlington? Do you travel the scenic roads of northern Ontario towns like Sudbury? Wherever you drive in Ontario, you need the best car insurance. From London to Waterloo, Newmarket to Peterborough, Sonnet has you covered with insurance for experienced or new drivers. Get customized coverage, in language you can understand, at a competitive price – and do it all online. We’ve changed car insurance in Ontario for the better, so your drive is worry-free.
Why do you need auto insurance?
In Ontario, if you own a vehicle, by law you must have auto insurance. Think of insurance as a future investment. The average cost of a car repair claim in Ontario is $8,611. Insurance will protect you from having to pay out of pocket. Plus, if you cause damage or injuries to other people while driving, you’ll be responsible for those costs too. Accidents happen, even to good drivers. Having the best auto insurance in Ontario means you’ll have financial help when they do.
University alumni in Orleans on average can get auto insurance that adds up to about the cost of your daily coffee habit each month.
The average person in Waterloo, can bundle their home and auto insurance for less than the average household spends monthly on dining out.
The cost of insuring an older vehicle in Newmarket is on average around half of a typical monthly grocery budget for two.
Engineering & accounting graduates in Ontario
Engineers and accountants can appreciate a well-designed solution. Use our online platform and claim your
It pays to be safe. Save even more when you put on winter tires from November to April – just make sure they have the three-peak mountain snowflake icon.
Canadian University Alumni
Get more from your degree.
Yes, you’ll still need to get car insurance for your leased or financed vehicle. It’s not included in your lease or contract.
The leasing or financing company may have specific car insurance requirements as a condition of your contract with them. These could include a minimum deductible for collision and comprehensive coverages. You’ll also need to list them on your policy as an additional interest, since they have a stake in your car. And, they’ll require you to provide them with proof of insurance.
Still have questions?
Once you've purchased your auto policy, we’ll send you an email with a link to activate your Sonnet account. Your car’s pink slip (also known as your liability card or liability slip) and
Looking for your pink slip in your account? Follow these steps:
- Log in to your account and click on your auto policy.
- Click Download documents.
- Select Download under your Liability Card to get your pink slip.
- We’ll also send you a hard copy of your new pink slip through the mail (which takes about 5 business days).
Haven’t received your liability slip in the mail? First, double check the mailing address listed on your account. You can do this by signing into your account and selecting Settings. If your mailing address is incorrect,
Heads up! Although
Using your vehicle to carry paying passengers is considered
We give you our best price that’s specifically tailored for you. We’ve come up with a number of ways to help make sure you get the best price on your insurance.
There are a number of ways you could save on your auto insurance:
- Exclusive Sonnet Savings. Self-service has its benefits! You’ll save just for purchasing your insurance online. How easy is that?
- Claims Free. If you’re lucky enough to have been claims-free for six years, you could save.
- Convictions Free. Good driving behaviour deserves to be rewarded!
- Multi-Vehicle. Insuring more than one vehicle with us? Awesome! You may qualify for a multi-vehicle saving.
- Multi-Policy (home and auto). You could save when you insure both your home and your vehicle with us.
- Winter Tires (only in Ontario). They’ll keep you safe and help you save on your auto insurance.
BONUS: Have more than one vehicle insured with Sonnet? No matter which one your drive the most, we’ll automatically assign you as the primary driver to the vehicle that will give you the best price on your insurance.
Each province has government regulations that oversee how prices are determined by insurance companies. At Sonnet, we use your personal information combined with public information about your vehicle and driver history to calculate a price just for you. Some of the factors we look at to determine the cost of your insurance include:
- Number of past claims
- Information about you (e.g. how many years you’ve been a licensed driver)
- Traffic violations (e.g. speeding tickets)
- Where you live
- Your vehicle and how you use it
Using these details and a whole lot of math and statistics, you get the most competitive price – savings included. The whole process takes just 5 minutes and the price you’re quoted is final. Buy online right away or save your quote and lock in your price for 45 days or until the coverage start date (whichever is sooner).
Start saving on your car insurance today
The 5 minutes to get insured is based on the average Sonnet customer experience.
Average monthly premiums for auto insurance in Ontario are based on current Sonnet policies as of July 2020, with assumptions made to determine demographic groups.
The average cost of an auto claim in Ontario is based on 2019 claims data from Sonnet and Economical Insurance.