Protect your car with insurance for Ontario drivers
Buy car insurance online in 5 minutes.
Are you a rush hour commuter in a suburb like Burlington? Do you travel the scenic roads of northern Ontario towns like Sudbury? Wherever you drive in Ontario, you need car insurance you can trust. From London to Waterloo, Newmarket to Peterborough, Sonnet has you covered. Get customized coverage, in language you can understand, at a competitive price – and do it all online. We’ve changed car insurance for the better, so your drive is worry-free.
University alumni in Orleans on average can get auto insurance that adds up to about the cost of your daily coffee habit each month.
The average person in Waterloo, can bundle their home and auto insurance for less than the average household spends monthly on dining out.
The cost of insuring an older vehicle in Newmarket is on average around half of a typical monthly grocery budget for two.
Yes, you’ll still need to get car insurance for your leased or financed vehicle. It’s not included in your lease or contract.
The leasing or financing company may have specific car insurance requirements as a condition of your contract with them. These could include a minimum deductible for collision and comprehensive coverages. You’ll also need to list them on your policy as an additional interest, since they have a stake in your car. And, they’ll require you to provide them with proof of insurance.
Still have questions?
Once you've purchase your auto policy, we’ll send you an email with a link to activate your Sonnet account. Your pink slip and proof of insurance will be accessible directly through your account for download and can be printed.
Looking for your pink slip in your account? Follow these steps:
- Log in to your account and click on your auto policy.
- Click Download documents.
- Select Download under your Liability Card.
We’ll also send you a hard copy of your pink slip through the mail (which takes about 5 business days).
Haven’t received your pink slip in the mail? First, double check the mailing address listed on your account. You can do this by signing into your account and selecting Settings. If your mailing address is incorrect, contact us.
Heads up! Although digital pink slips are now accepted in some provinces, you’ll still need to carry a physical pink slip for your Sonnet auto policy while driving. We do not offer an electronic pink slip option at this time.
Using your vehicle to carry paying passengers is considered
We give you our best price that’s specifically tailored for you. We’ve come up with a number of ways to help make sure you get the best price on your insurance.
There are a number of ways you could save on your auto insurance:
- Exclusive Sonnet Savings. Self-service has its benefits! You’ll save just for purchasing your insurance online. How easy is that?
- Claims Free. If you’re lucky enough to have been claims-free for six years, you could save.
- Convictions Free. Good driving behaviour deserves to be rewarded!
- Multi-Vehicle. Insuring more than one vehicle with us? Awesome! You may qualify for a multi-vehicle saving.
- Multi-Policy (home and auto). You could save when you insure both your home and your vehicle with us.
- Winter Tires (only in Ontario). They’ll keep you safe and help you save on your auto insurance.
BONUS: Have more than one vehicle insured with Sonnet? No matter which one your drive the most, we’ll automatically assign you as the primary driver to the vehicle that will give you the best price on your insurance.
Each province has government regulations that oversee how prices are determined by insurance companies. At Sonnet, we use your personal information combined with public information about your vehicle and driver history to calculate a price just for you. Some of the factors we look at to determine the cost of your insurance include:
- Number of past claims
- Information about you (e.g. how many years you’ve been a licensed driver)
- Traffic violations (e.g. speeding tickets)
- Where you live
- Your vehicle and how you use it
Using these details and a whole lot of math and statistics, you get the most competitive price – savings included. The whole process takes just 5 minutes and the price you’re quoted is final. Buy online right away or save your quote and lock in your price for 45 days or until the coverage start date (whichever is sooner).
The 5 minutes to get insured is based on the average Sonnet customer experience.
Average monthly premiums for auto insurance in Ontario are based on current Sonnet policies as of July 2020, with assumptions made to determine demographic groups.