It’s important that your auto policy accurately reflects how often you use your car. In fact, your driving distance is one of many
If your commute has changed in length or you’re no longer making a daily commute at all, it makes sense to update your auto policy to match. Reducing your commuting distance on your policy may just result in a lower premium. But, keep in mind that the amount of savings will depend on how far you were commuting originally versus now. Generally, the bigger the difference, the bigger the savings.
Even if your commute hasn’t changed, or you didn’t initially have one, you might find yourself taking fewer or shorter drives. If your overall driving distance has changed, this is another update you can make to your policy. Like your commute, changes to your annual driving distance can impact your premium. The less you drive, the less likely you are to get in an accident or have a claim. So, everything else being the same, having a lower annual driving distance usually also means paying less.
Don’t forget! If you do lower your daily commute or annual driving distance, you’ll need to update your policy again when you return to your regular commute or start driving more.