I was in a collision with another vehicle and their car was damaged. Who pays for the damage to their car?

In most provinces, the vehicle owner's policy covers the damages to their own vehicle. So – as long as the other driver has insurance (which they legally must), their own insurance will cover the damage to their own car.

Heads up! In some provinces and U.S. states, your policy would be responsible for covering the damage to the other person’s car. Your Claims Professional will let you know if this is the case, and work with you on the next steps.