It depends. Your personal belongings could be covered by contents insurance (also known as Personal Belongings Coverage here at Sonnet), depending on what’s caused the accidental damage.
If the damage is caused by an event covered by your policy – like an accidental fire – then yes, you’re covered. And the great thing about Sonnet? We offer
On the other hand, if you knock a delicate item (like fine china) off a table and it breaks, it won’t be covered. A few more things that aren’t covered under your Sonnet policy are any damage from normal wear and tear, marring or scratching, and deterioration. Also not covered? If the item is defective or if there’s a mechanical breakdown. And finally, you won’t have coverage to fix the item if the workmanship is poor.