No. Your Sonnet home insurance premium won’t be impacted if you have a fireplace.
Have a wood-burning or pellet stove? That’s a different story. These types of stoves present a greater risk of causing a house fire, and homes that have them almost always cost more to insure. At Sonnet, we require you to disclose if you have one or more wood-burning or pellet stoves. This way, we’ll know how to get you back to good should an accidental fire happen in your home. If this info isn’t disclosed, any claims related to your stove(s) could leave you without coverage – and even void your policy.