In Québec, earthquake insurance is an optional coverage. This means it’s not automatically included under your home insurance policy. What many Québec homeowners aren’t aware of, however, is that the area between Montreal and Ottawa actually has quite a bit of seismic activity!
If you live in an area in Québec that’s at a higher risk for quakes (like the Charlevoix region), you might think about adding the earthquake endorsement to your policy. Quake damage can be pretty serious, since it can affect your home’s structure and foundation. Take time to learn what the risk is in your region so you can make an informed decision.
Remember, earthquake deductibles work a little differently than your regular policy deductible. So, be sure to review and understand how your policy would handle it should something happen.
If you’re already insured with Sonnet, you can quote to add it
And as always, our Customer Service Heroes are here to answer any questions you might have. Just