Is my RV, ATV, motorcycle, or snowmobile covered under my homeowners insurance policy?

There's no coverage for recreational vehicles under your homeowners insurance. You’ll need specific insurance if you own any of the following:

  • RV
  • ATV
  • motorcycle
  • snowmobile
  • antique car

Did you know? If you've had a fine from operating a recreational vehicle it could affect your auto premium. Which is why it's important to always be safe.