What’s a high-theft vehicle?
A high-theft vehicle (HTV) is a vehicle that has been identified as a top target for thieves. An annual surcharge will be added to your Sonnet premium to insure this type of vehicle in
How do you identify high-theft vehicles and why mine versus someone else's?
One of the key factors that determines your car insurance cost is your vehicle's year, make and model. And, if you drive a vehicle that’s highly sought after by thieves, it'll probably cost more to insure. Why? Because there’s a higher chance of a theft claim.
Every year, a list of the top stolen vehicles in Canada is compiled from data collected by the Insurance Bureau of Canada (IBC). Based on the trends found within this data, your vehicle could be considered a high-theft vehicle if:
- it's a pickup truck, luxury car or SUV
- it has a keyless remote entry fob
- it doesn't have an ignition immobilizer
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