New or young drivers in Ontario will typically pay more for their insurance than more experienced drivers – no matter where you’re insured. Insurance companies do consider younger drivers to be riskier to insure. That’s why a driving record free from tickets and accidents is key to keeping your premium lower. It’s very important for new or young drivers to drive safely.
Taking a driver’s ed course could also help you save on your insurance if you’re a new driver. And, you’ll likely see your insurance premiums go down over time as you gain more experience as long as you maintain a clean driving record. Follow the rules, don’t take risks, and stay safe on the road to protect yourself and others!