Why can’t you insure my older or imported vehicle?

There are a couple of reasons why we can’t insure your older vehicle. At Sonnet, we only insure vehicles built in North America in 1981 or later. Why? To simplify the quoting process and give you our best price, we ask only the questions we need to. Then, we gather the rest of the details from public service providers. When it comes to an auto quote, we get information for your vehicle from the Insurance Bureau of Canada. This includes the manufacturer, model, year, make, equipment, and class. Unfortunately, the information available doesn’t include vehicles built before 1981. Without this information, we can’t give you an accurate quote.

Do you live in Toronto? Check out ways to get cheap car insurance for used cars.

Do you live in Alberta? If you own an antique, collector, or other vehicle older than 1981, you can get basic coverage. This includes liability and accident benefits. The same goes for imported cars. Just keep in mind that this coverage doesn’t include optional physical damage. This means the car itself won’t be covered if it’s damaged. But, you’ll still be protected if you’re injured in an accident. It also includes Collision – Not Your Fault.

It’s important to know what you’re covered for and what you aren’t. Be sure to review your policy every year. That way you can make sure you’re fully protected.