How to get a car insurance quote online: A step-by-step guide

Here’s how to get car insurance with Sonnet. Sonnet is a completely digital insurance company – we use new technology that means you don’t have to answer many questions to get an instant car insurance quote that’s tailored to you. You can quote and buy your car insurance – all online.

Step 1: Enter your vehicle details

The first page you'll see is titled “What are you driving?”. Here, we want to know all about your vehicle – the make/model, where it’s parked and what it’s used for.

Heads up! For the first question, enter in the year for the vehicle first – you’ll get a drop-down list as you keep entering in the vehicle information. Also, enter your address as it is recognized by Canada Post. Your address should pre-populate as you enter it into the field.

Step 2: Add additional vehicles

If you have more than one vehicle, be sure to click on “Add another vehicle”. Enter your coverage start date – this is when you’d want your insurance to start. Then, click continue.

Step 3: Enter your personal information

The next page is “Tell us about yourself”. Here's where you enter your personal information. You can also add a group discount to see if you qualify for any further price reductions to your quote. You’ll also have to agree to the address validation to move on. Then, click continue.

Heads up! You must be the vehicle owner to get a quote. If you’re just a driver, the vehicle owner will need to enter in their information here.

Step 4: Add any other drivers

On the following page, you’re asked if there are any other drivers in your home. If there are (even if they live away sometimes) click on “Add another driver”. If you’re the only driver in the household, click on “View your quotes”.

Heads up! Make sure you read the consent statement below “View your quotes”. This is where we verify the information you’ve provided to us.

Step 5: Next, we’ll walk you through the process of assigning drivers to the vehicles on your policy. 

Step 6: Add details if required

The next page can be different depending on a few circumstances. If you now see your quote it means there's one less step for you – skip to step 6.

If you see a screen that says "Almost there!", we just need you to enter in a few key pieces of information that we were unable to collect automatically from the databases we use. Once you’ve done so, click “View your quotes”.

Step 7: View your quotes

Success! You can now view your car insurance quote that’s catered to you. If you’d like to view more package options, click ‘Explore other pre-set packages’. The quote displays the cost for the coverages that are shown below. Click the “View and customize” button to take a closer look at your quote’s coverages.

Step 8: Review your coverage

This page is “Your coverage details” – here, we explain all the coverages in detail to help you understand how you’d be covered. Click on each coverage to learn more about it. Also, you can customize the limits and deductibles of any coverage – you’ll see the quote reflect the changes.

Step 9: Buy your car insurance or save your quote

Once you’re happy with your car insurance quote, click on “buy now” to purchase. Or if you’re not ready to buy, you can click “save quote” beneath the price to review it later – all you’ll need to do is enter your email address and we’ll send you an email with a link that brings you directly to your saved quote.