Getting insured with Sonnet is quick, easy, and secure

Kawartha Credit Union members get access to an exclusive discount!

Save on car insurance with your exclusive discount or through Sonnet Shift

Sonnet Insurance has teamed up with Kawartha Credit Union to give you access to exclusive savings. Alternatively, you could save up to 35% with Sonnet Shift, our usage-based insurance that rewards you for safe driving.

Getting your Kawartha Credit Union discount is easy. Click the button below and answer a few questions to receive coverage options and a price built just for you! Your discount will automatically be applied and the price you’re quoted is final. Simply click, review and buy online.

Save with Sonnet home and auto insurance

Quote & buy online

Sonnet is Canada’s first fully online insurance company. Answer a few simple questions, customize your coverage and buy securely online. Login anytime to manage your account, access policy documents and more.

Customer satisfaction

Online doesn’t have to mean on-your-own. Our award-winning Insurance Advisors are here to help. Email, chat or call our fully-licensed agents and experience our 91% customer satisfaction score for yourself.

24/7 claims support

With 600 claims professionals and a network of certified partners across Canada—we’re always here when you need us. Plus, our hassle-free claims promise guarantees the quality of your repairs when you use our pre-screened vendors.

Added value

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

Save with Sonnet home and auto insurance
Still have questions about group discount?
I tried to get a quote using my Kawartha Credit Union discount and I received a message that says you don’t have the right product for me. What can I do?

If everything you entered is correct and you received this message, we’re sorry that we’re not able to cover you at this time. Here are some examples of what we can’t cover:

  • Provinces and territories where we don't offer insurance.
  • Any home or auto policies where the circumstances aren’t “personal use”. For example, if you use your vehicle for ride share services, or you have too many tenants.
  • Certain locations (e.g. rural locations)/vehicles /drivers that require a specialized insurance, or a higher amount of insurance than we can provide.

Don’t worry – we can still help you get insured! Members of Kawartha Credit Union can get a quote with McDougall Insurance. McDougall is an insurance broker and trusted partner of Sonnet. They offer a wide range of products from home and car to business and recreational insurance. Visit their website to get your quote now!

Does the discount apply to both my Sonnet home and auto policies?

Depending on your group, some discounts will apply to both your auto and property policies, while others may apply only to one. If you’re a member of multiple groups, you can only apply one discount per policy.

Can I get a quote over the phone?

At Sonnet, all of our quoting and purchasing is completed online. We’ve made the entire process quick and easy. Ready to get started? Click Get a Quote.

You’re also more than welcome to use our handy step-by-step guides along the way:

  • Step-by-step guide: How to get a home & auto quote
  • Step-by-step guide: How to get a home quote
  • Step-by-step guide: How to get an auto quote
I’ve saved a quote, now what?

If you’re happy with your quote, you can go ahead and buy it – no call needed! Just like quoting with Sonnet, purchasing your policy is completed online through sonnet.ca in a few easy steps.

If you’re ready to purchase, the steps to buy are a little different depending on if you’re purchasing home insurance, auto insurance, or both, but in general, here’s what you’ll need to have ready:

  • Your exact coverage start date. Before clicking buy now, make sure the coverage start date is right and that it lines up with when you need insurance. You won’t be able to change this start date after purchasing.
  • Your phone – mobile or landline. As an extra security step, you’ll need your phone to complete our two-step verification. You’ll also be asked to complete this process when logging in to your account.
  • The name and mailing address of your leasing, financing or mortgage company (if applicable). These details will be required during purchasing, and it’s important that they are correct from the start of your policy.
  • A credit card or PayPal account to purchase your policy. If you’re making monthly payments, you’ll have to make a down payment with a credit card (VISA, MasterCard or Amex) or a PayPal account.

    Heads up! Every customer will have a different experience. We take many factors into consideration when determining which payment plans are available (based on the information provided in your quote).

After purchasing, be sure to confirm your email address. This will give you full access to your Sonnet account. In your account, you can download your policy documents, including your proof of insurance and liability slip.

If you’re not ready to purchase, your quote will be saved for the next 45 days (as long as no changes are made) or until your selected coverage start date (whichever occurs first).

I already have a Sonnet insurance policy. How do I add a group discount?

If you’re already a Sonnet customer, you can easily add your group discount online in a few steps:

  1. Log in to your account.
  2. Select the policy you’d like to add a Group Discount to.
  3. Select Add Group Discount.
  4. Simply click “Employer or Association” and quickly search for the name of your employer, group, or association and select it from the suggestions that appear. We’ll ask for your group ID to confirm your eligibility.
  5. If you’re a university or college alumni or student, click Canadian University or Canadian College. (If you’ve graduated from both, you can add both discounts and we’ll apply the one that gives you the best savings!)
  6. Click Add Discount.
  7. Review your policy change and any impact to the price of your policy over the remaining policy term. Click Update Policy.
  8. Your policy has been updated with a Group Discount. Review your updated policy payment schedule for changes to the amount of your payments.

Your group discount will automatically be applied to the selected policy. If we’re unable to verify your eligibility, then the discount will be removed.

If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying group discount.

We can help around the clock. Chat with our Advisors Monday to Friday from 8 a.m. to 6 p.m. ET. Need help after hours? Email us and we’ll reply within one business day. Our chatbot is also available 24/7.

Average savings of $474 annually, is calculated on a national basis (excluding Manitoba, British Columbia, Saskatchewan, Newfoundland and Labrador, Northwest Territories, Yukon, and Nunavut) of current bundled property and auto Sonnet policies as of January 2020, and includes affinity discount.

Kawartha Credit Union and Sonnet have a commercial alliance.

The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.