Buy home and auto insurance online from a top-rated insurance company

Get customized coverage you can trust, in just minutes.

You could win a $15,000 gas card

Alumni and current students of a Canadian university who save a new home, auto, or a bundled insurance quote will be entered for a chance to win a $15,000 gas gift card or one of the two prepaid credit cards!
Trustpilot

Buy insurance securely online in minutes

It’s easy! Just answer a few questions, customize your coverage, and buy directly online. Our secure digital platform protects your information from start to finish. This includes the details you share during and after your quote. Plus, we offer secure payment options at purchase. We even require two-factor authentication when you log into your account. You can trust that we’ll have you covered.

Built on 150 years of insurance experience

Get insurance you can trust – built for the 21st century, backed by history.

Backed by 1600+ unedited reviews you can trust

Don’t take our word for it! Read reviews from real customers who already love us!

Committed to 64,000+ hours helping customers

Our licensed insurance experts are here to help – by phone, chat or email.

Switch and save over $600 – it’s easy!

Get a quote to see how much you can save, including discounts for:

  • Canadian University Students & Graduates*
  • Bundling
  • Multi-vehicle
  • Multi-location
  • Groups & Associations
  • Claims free
  • Ticket free

Learn how to switch and save today

Partnered for good

Sonnet is a proud partner of Holland Bloorview Kids Rehabilitation Hospital Foundation, SickKids Foundation and the NHLPA Goals & Dreams Fund.

Net-zero by 2040

Protect your home, your car, and your planet. We’re committed to achieving net-zero emissions by 2040.

Proudly Canadian

We’re a homegrown Canadian insurance company, part of the Definity family of companies.
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Canadian insurance that fits your needs

Get a home insurance quote in British Columbia. Or bundle your home and auto insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.
Auto insurance

Get complete auto coverage you can count on. We offer added coverage like accident benefits, ticket forgiveness, roadside assistance, vehicle replacement and more.
Home insurance

Your house, and everything in it is covered. Even our most basic package includes replacement cost. Plus, benefit from first claim forgiveness and add optional coverages to make sure you’re protected.
Condo insurance

Insurance built just for condo owners, without the confusing limits. You’re covered for the basics – like liability and your personal belongings – and then some, with condo special coverage and more.
Tenant insurance

Get coverage that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.
Landlord insurance

Protect your investment with coverage built just for landlords. Get coverage for liability and replacement cost for your property and belongings. Plus, fair rental value to protect your income in the event of a claim.
Pet insurance

Focus on your pet’s health and happiness rather than the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.
Auto insurance

Get complete auto coverage you can count on. We offer added coverage like accident benefits, ticket forgiveness, roadside assistance, vehicle replacement and more.
Home insurance

Your house, and everything in it is covered. Even our most basic package includes replacement cost. Plus, benefit from first claim forgiveness and add optional coverages to make sure you’re protected.
Condo insurance

Insurance built just for condo owners, without the confusing limits. You’re covered for the basics – like liability and your personal belongings – and then some, with condo special coverage and more.
Tenant insurance

Get coverage that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.
Landlord insurance

Protect your investment with coverage built just for landlords. Get coverage for liability and replacement cost for your property and belongings. Plus, fair rental value to protect your income in the event of a claim.
Pet insurance

Focus on your pet’s health and happiness rather than the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.

When it comes to claims – we’re here to help

With 600 claims professionals and 24-hour emergency claims service, we’re just a phone call away. Whether you’re making a home or auto claim, we’ll get you the help you need as quickly as possible.

The 5 minutes to get insured is based on the average Sonnet customer experience.

The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.

*Available in British Columbia, Alberta, Ontario, Quebec and PEI.

The number of hours spent helping customers is based on total talk time over chat and phone from April 20, 2020 to December 31, 2020.

As of May 9, 2022, Sonnet Insurance has 1694 reviews on Trustpilot, with an average star rating of 4.2 out of 5. For more information, visit trustpilot.com/review/www.sonnet.ca.

Possible savings of over $600 annually is based on survey responses of 10,586 customers who purchased an insurance policy with Sonnet Insurance Company between July 2020 and February 2021 in Ontario, Alberta and Quebec. 17% of survey respondents indicated that their monthly price with Sonnet was over $50 lower than what they were currently paying. Depending on your quote details, actual savings may vary.

NHLPA, National Hockey League Players’ Association , the NHLPA logo and NHLPA Goals & Dreams are registered trademarks of the National Hockey League Players’ Association. © NHLPA. All Rights Reserved.

Copyright © Holland Bloorview Kids Rehabilitation Hospital. 2022. All Rights Reserved.

*No purchase necessary. Open to age of majority residents of Canada (excluding Newfoundland and Labrador, Northwest Territories, Nunavut and Yukon) who are an alumni or current student of a Canadian university. Starts July 11, 2022 at 12:00 AM ET and ends August 11, 2022 at 11:59 PM ET. 3 prizes available: 1 x $15,000 CAD gas gift card; 1 x $2,000 CAD prepaid credit card; and 1 x $1,000 CAD prepaid credit card. Limit 1 entry per person. Odds depend on number of eligible entries. Math skill-testing question required. Full rules and entry details at https://www.sonnet.ca/fuel-your-summer-contest-rules.