Adulting is hard. Sonnet is simple.

Sonnet offers affordable car, home and tenant insurance. Get a quote in minutes and see how simple it is to save.

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Insurance jargon? No thanks. Sonnet keeps it clear with straightforward insurance and top-notch 24/7 support. Even better? If you’re a Canadian university or college grad, you can get a discount. Plus, bundle your home and auto insurance to save even more — because insurance should be simple and affordable.

Home and auto insurance? We've got it covered - plus, more

Drive safe and save up to 35% with Sonnet Shift

Want more control over your auto insurance premium? With Sonnet Shift – you can have it! Sonnet Shift rewards you for making smart choices behind the wheel.

Our free, easy-to-use smartphone app monitors your driving and scores it. Every three months you could earn savings of up to 35% for driving safely, and at renewal, you could be rewarded for driving less through our Mileage Discount.

Buy insurance securely online in minutes

Sonnet is simple! Just answer a few questions and customize your insurance coverage. Then, buy directly online. Our secure online platform protects your info from start to finish. This includes the details you share during and after your quote. Plus, we offer secure payment options at purchase. We even require two-factor authentication when you log into your account. You can trust that we’ll have you covered.

Built on 150 years of insurance experience

Get insurance you can trust. Built for the 21st century, backed by history.

Backed by 1600+ unedited reviews you can trust

Don’t take our word for it! Read reviews from real customers who already love us!

64,000+ hours spent helping customers

Our licensed insurance experts are here to help. Get in touch by phone, chat or email.

A simple switch gets you smart savings

Get a quote to see how much you can save. We offer discounts for:

Canadian University and College Students & Graduates*
Bundling
Multi-vehicle
Multi-location
Groups & Associations
Claims free
Ticket free

Learn how to switch and save today

Net-zero by 2040

Protect your home, your car, and your planet. We’re committed to achieving net-zero emissions by 2040.

Proudly Canadian

We’re a homegrown Canadian insurance company, part of the Definity family of companies.

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Get a home insurance quote in Alberta or British Columbia. Or bundle your home and auto insurance in Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Coast to coast, we have coverage options tailored for you.

Car insurance

Get complete auto coverage you can count on. We offer extra coverage like accident benefits and ticket forgiveness. Plus, add on roadside assistance, vehicle replacement and more.

Home insurance

Your house and everything in it is covered. Add extras like sewer backup or first claim forgiveness to your home insurance to feel protected. We’ll be here to help you during a claim.

Condo insurance

Insurance built just for condo owners. You’re covered for all the basics like liability and personal belongings. Plus, get special condo coverage to help in situations unique to condo owners.

Tenant insurance

Get a policy that’s tailored for renters. Count on full coverage for liability and your personal belongings. We’ll even cover extra expenses and unit improvements in the event of a claim.

Landlord insurance

Protect your investment with a policy built just for landlords. You’ll get liability coverage and a policy that protects certain belongings on your property. Plus, you’re covered for rental income in the event of a claim.

Pet insurance

Focus on your pet’s health and happiness. Worry less about the burden of vet bills. Sonnet Pet Insurance offers insurance for wellness, accidents and illnesses, dental coverage and more. Relax knowing your best friend is covered.