Tangerine Clients save BIG with Sonnet Insurance

Special Tangerine Client offer: Save up to $474 when you bundle! Plus, earn 2% money back on your Tangerine Credit Card with insurance payments.

Tangerine Clients can bundle for exclusive savings up to $474

Sonnet’s making insurance easy for Tangerine Clients. Start with a straightforward quote process and finish with incredible savings and coverage you can count on. Just answer a few basic questions, customize your coverage and buy directly online. Getting your exclusive Tangerine discount* is easy. Start a quote and select that you’re a Tangerine Bank Client – your discount will automatically be applied.

Earn 2% Money-Back Rewards on your Tangerine Credit Card

Get money back on your Tangerine Credit Card when you use it to make your monthly insurance payments. Just choose ‘Recurring Bills’ as one of your 2% Money-Back Categories on your Tangerine Credit Card account to qualify.***

Don’t have a Tangerine Credit Card? For a limited time, new Credit Card Clients can earn an extra 10% cash back (up to $100)† on everyday purchases made within the first 2 months. Learn More or Apply at Tangerine

Save with Sonnet home and auto insurance

Quote & buy online

Sonnet is Canada’s first fully online insurance company. Answer a few simple questions, customize your coverage and buy securely online. Login anytime to manage your account, access policy documents and more.

Customer satisfaction

Online doesn’t have to mean on-your-own. Our award-winning Insurance Advisors are here to help. Email, chat or call our fully-licensed agents and experience our 91%** customer satisfaction score for yourself.

24/7 claims support

With 600 claims professionals and a network of certified partners across Canada—we’re always here when you need us. Plus, our hassle-free claims promise guarantees the quality of your repairs when you use our pre-screened vendors.

Added value

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

Save with Sonnet home and auto insurance
Still have questions about group discount?
Does the discount apply to both my Sonnet home and auto policies?

Depending on your group, some discounts will apply to both your auto and property policies, while others may apply only to one. If you’re a member of multiple groups, you can only apply one discount per policy.

How do I know if my discount has been applied?

During your home or auto quote, start typing and select your group from the dropdown, then enter your group ID. You’ll see a “Discount applied” notification appear throughout the quote flow. We’ll use the information you’ve provided to verify you are a member and automatically apply your discount.

How do I qualify for a group discount?

To qualify for a group discount, you or your spouse need to be an alumni or a student of an eligible Canadian University or College, member of an eligible association, an affinity partner or an employee/retiree of a sponsored company. When you add your discount, we’ll also ask for a group ID. We’ll use the information you’ve provided to confirm your eligibility.

How do I add my Tangerine discount?

Adding your Tangerine discount is easy. 

  1. Look for the Group Discount section when you’re getting a home or auto quote.
  2. Click the checkbox that says, “I’m a Tangerine Bank Client.” We’ll ask for the phone number associated with your Tangerine account to verify if you’re eligible.
  3. Click Continue
  4. That’s it! We’ve applied your Tangerine discount to your quote. If we can’t verify your eligibility, then the discount will be removed.

 Do you already have a Sonnet insurance policy? Learn how to add your Tangerine discount.

I already have a Sonnet insurance policy. How do I add my Tangerine discount?

If you’re already a Sonnet customer, you can easily add your Tangerine discount online in a few steps:

  1. Log in to your account.
  2. Select the policy you’d like to add a Group Discount to.
  3. Select Add group Discount.
  4. In the screen that appears, click the box that says, “I’m a Tangerine Bank Client.” We’ll ask for the phone number associated with your Tangerine account to confirm your eligibility.
  5. Click Add Group.
  6. Review your policy change and any impact to the price of your policy over the remaining policy term. Click Update Policy.
  7. Your policy has been updated with your Tangerine discount. Review your updated policy payment schedule for changes to the amount of your payments.

Your Tangerine discount will automatically be applied to the selected policy. If we’re unable to verify your eligibility, then the discount will be removed.

If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying group discount.

We can help around the clock. Call our Advisors Monday to Friday from 8 a.m. to 6 p.m. ET. Need help after hours? Email us and we’ll reply within one business day. Our chatbot is also available 24/7. 

How do I get 2% Money-Back Rewards on my Tangerine Credit Card?

By choosing ‘Recurring Bills’ as a 2% Money-Back Category, you could earn money back on your Tangerine Credit Card when you use it to make your insurance payments.

First, set up your Sonnet insurance policy payments with your Tangerine Credit Card.

  1. Choose easy pay with monthly payments.
  2. Select credit card as the payment method.
  3. Next, fill in your Tangerine Credit Card details.
  4. Review your payment details and click Review and Buy.

Are you an existing Sonnet customer? Here’s how you can change your payment method.

Then, follow these steps to start earning 2% Money-Back Rewards with Tangerine.

  1. Log in to your Tangerine account.
  2. Select your credit card.
  3. Select Rewards.
  4. Click Change Categories.
  5. Select Recurring Bills.

And that’s it! You should start receiving 2% Money-Back Rewards on your Tangerine Credit Card.

"Tangerine™" is a marketing name (also referred to as a trade name or brand name) used by Tangerine Bank.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.

Forward Banking is a registered trademark of Tangerine Bank.

Savings amount of $474 is calculated by applying affinity and bundled savings available to Tangerine Clients to average base auto and property policy premiums in the provinces (or jurisdictions) in which Sonnet offers home and auto policies as of January 2020. These calculations are approximated and are for illustrative purposes only. Actual savings will vary based on individual circumstance.     

*Tangerine and Sonnet have entered into an agreement whereby Tangerine Clients are eligible to receive discounts on Sonnet home and auto insurance.

**The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.

***Applicants must apply for the Card and must consent to a credit check. Accounts must be in Good Standing in order to receive Money-Back Rewards. See the Tangerine Money-Back Rewards Program Terms & Conditions at https://www.tangerine.ca/en/legal/credit-card-cardholder-agreement#c2 for full details.

†Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (The”Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World MasterCard (the “Account”) by October 31, 2023, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World MasterCard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transaction), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. The Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See Tangerine Credit Cardholder Agreement for more details, including definition of any capitalized terms.