Eligible employees and members save with Sonnet

Take advantage of a group discount and save on home and auto insurance.

Saving time and money feels good. Which is why we’ve made getting insurance online simple – savings included. Select employer groups, unions and associations get an exclusive discount on home and auto insurance plus offers and discounts through Sonnet Connect. And save even more when you bundle. Get a quote and insured in five minutes. There are no hidden fees or follow up calls.

Get your group discount in three easy steps:

Start a home, auto or bundled quote using our online platform. We ask only the questions we need, and our analytics does the rest.

In the Group Discounts section, search for the name of your organization or association and select it from the suggestions that appear.

Type in your group ID (if prompted, this will be provided to you by your employer or association). That's it - your discount is automatically added!

Are you looking to set up a group insurance plan for your organization?

Sonnet is Canada’s first fully online insurance company. Answer a few simple questions, customize your coverage and buy securely online. Login anytime to manage your account, access policy documents and more.

Online doesn’t have to mean on-your-own. Our award-winning customer service heroes are here to help. Email, chat or call our fully-licensed insurance agents and experience our 91% customer satisfaction score for yourself.

With 600 claims professionals and a network of certified partners across Canada—we’re always here when you need us. Plus, our hassle-free claims promise guarantees the quality of your repairs when you use our pre-screened vendors.

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

Ways to save on insurance with Sonnet

Multi-vehicle

Insuring more than one vehicle with Sonnet could qualify you for a multi-vehicle saving.

Multi-location

Insuring more than one property could qualify you for a multi-location saving.

Multi-policy

Bundling your home and auto policies could mean up to 20% savings for you.

Group discount

Professionals, employees, alumni and affinity group members get exclusive savings.

Claims free

No recent claims? This could mean extra cash in your pocket.

Ticket free

Just a parking ticket or two? We can tell you're a good driver.

Ontario winter tires savings

Staying safer with certified winter tires benefits everyone.

Ontario retiree savings

Finally made it to retirement? You deserve a break.

Multi-vehicle

Insuring more than one vehicle with Sonnet could qualify you for a multi-vehicle saving.

Multi-location

Insuring more than one property could qualify you for a multi-location saving.

Multi-policy

Bundling your home and auto policies could mean up to 20% savings for you.

Group discount

Professionals, employees, alumni and affinity group members get exclusive savings.

Claims free

No recent claims? This could mean extra cash in your pocket.

Ticket free

Just a parking ticket or two? We can tell you're a good driver.

Ontario winter tires savings

Staying safer with certified winter tires benefits everyone.

Ontario retiree savings

Finally made it to retirement? You deserve a break.

“We switched to Sonnet last year after 20 years of loyalty to another insurance company. It’s so easy to make changes to our policy and someone is always at the ready to answer our questions.” "Super easy, super customer service, super price. Almost a third of the price of other companies for house insurance. Couldn’t be happier with this company. Thanks Sonnet." “Only had great experiences with customer service when needing to call and clarify the policy. Love how I can make the changes to my policy online and it’s easy to understand.” “Very easy to setup my policy and love the price. Also, very easy to understand what is included in my home and auto insurance. Highly recommend Sonnet!”

We’re constantly adding new tips and insights to help you at home, on the road and at work. Browse our content to help you get the answers you need and to be inspired.

Does the discount apply to both my Sonnet home and auto policies?

Depending on your group, some discounts will apply to both your auto and property policies, while others may apply only to one. If you’re a member of multiple groups, you can only apply one discount per policy.

How do I know if my discount has been applied?

During your home or auto quote, start typing and select your group from the dropdown, then enter your group ID. You’ll see a “Discount applied” notification appear throughout the quote flow. We’ll use the information you’ve provided to verify you are a member and automatically apply your discount.

I already have a Sonnet insurance policy. How do I add a group discount?

If you’re already a Sonnet customer, you can easily add your group discount online in a few steps:

  1. Log in to your account.
  2. Select the policy you’d like to add a Group Discount to.
  3. Select Add Group Discount.
  4. In the screen that appears, search for the name of your Group or Association and select it from the suggestions that appear.  We’ll ask for your group ID to confirm your eligibility.
  5. If you are an alumni of a Canadian University, you can also search for the name of the Canadian University you graduated from and select it from the suggestions that appear.  We’ll ask you for your graduation year to confirm your eligibility.
  6. Click Add Group.
  7. Review your policy change and any impact to the price of your policy over the remaining policy term. Click Update Policy.
  8. Your policy has been updated with a Group Discount. Review your updated policy payment schedule for changes to the amount of your payments.

Your group discount will automatically be applied to the selected policy. If we’re unable to verify your eligibility, then the discount will be removed.

If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying group discount.

How do I add a group discount?

Adding a group discount is easy. 

  1. Look for the Group Discount field when getting a home or auto quote. You can quickly search for the name of your group or association and select it from the suggestions that appear. We’ll ask for your group ID  to confirm your eligibility. 
  2. If you’re a university alumni, look for the Canadian University field. You can quickly search for the name of the university you graduated from. As a university alumni, you may be eligible for a group discount. We’ll ask you for your graduation year to confirm your eligibility.
  3. Click Continue
  4. That’s it! Your group discount will automatically be applied to your quote. If we’re unable to verify your eligibility, then the discount will be removed.

Already have a Sonnet insurance policy? Learn how to add your Group Discount.

How do I qualify for a group discount?

To qualify for a group discount, you or your spouse need to be an alumni of an eligible Canadian University, member of an eligible association, an affinity partner or an employee/retiree of a sponsored company. When you add your discount, we’ll also ask for a group ID. We’ll use the information you’ve provided to confirm your eligibility.

The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.

The 5 minutes to get insured is based on the average Sonnet customer experience.

Sonnet is part of the Economical Insurance family.