How do you buy car insurance in Ontario?

The Ontario government sets out required coverages and approves pricing for auto policies. In some, you can also purchase your insurance from the province. In Ontario, you purchase your car insurance through a private insurer.

With Sonnet, you can get an auto insurance quote online in minutes. All you’ll need is your driver’s license number, vehicle identification number (VIN) and the answers to a few simple questions. We do the rest of the work for you!

Here’s how it works:

  1. Provide us with info about your vehicle and yourself. We’ll need some basic info, like your car’s year, make, model, and VIN. Plus, we’ll ask about your address, date of birth, and driver’s license. If there are other drivers in your household, we need their info, too.

  2. Select your auto insurance discounts. Chances are, you’re eligible for savings with Sonnet. We offer car insurance savings to grads of most Canadian Universities and Colleges. We also give discounts to our partnered organizations. These include unions, employers, and more.

  3. Select your policy type. Sonnet offers both traditional and behaviour-based car insurance in Ontario. If you’re a safe driver, you could save up to 35% on your auto insurance policy with Sonnet Shift.

  4. Customize your coverage. Your Sonnet auto insurance quote will always include Canada’s mandatory car insurance coverage. From there, it’s up to you to customize your policy! Add extra protection like our Enhanced Protection Bundle, which includes two staple rental car coverages (and a whole lot more). Before you buy, review your quote to make sure you’ve got what you need. If you’re leasing or financing a car, your lessor or financing company may require certain coverages on that vehicle.

  5. Buy now or later. Ready to get your Ontario auto insurance? Once you have your quote, you can sign up for instant coverage. If you still need to think about it, we’ll save your price for 45 days or until the effective date you chose – whichever comes first.