CUPE Nova Scotia members who bundle their home and auto insurance could save an average of $474

Get your exclusive discount on home and auto insurance today.

Get the benefits of home and auto insurance with Sonnet

We’ve teamed up with Higgins Insurance Brokers to give CUPE Nova Scotia members access to Canada’s first fully online insurance company and exclusive savings on home and auto insurance. Just answer a few simple questions and we’ll provide coverage options and a price built just for you!

Getting your exclusive CUPE Nova Scotia discount is easy. Start a quote and type "CUPE Nova Scotia members" in the employer or association field. Use your CUPE Nova Scotia local number for your Group ID, for example Local 227. Your discount will automatically be applied. Bundle your home and auto insurance and you could save even more. The price you’re quoted is final. Just click, review and buy online.

Save with Sonnet home and auto insurance

Quote & buy online

Sonnet is Canada’s first fully online insurance company. Answer a few simple questions, customize your coverage and buy securely online. Login anytime to manage your account, access policy documents and more.

Customer satisfaction

Online doesn’t have to mean on-your-own. Our award-winning Insurance Advisors are here to help. Email, chat or call our fully-licensed agents and experience our 91% customer satisfaction score for yourself.

24/7 claims support

With 600 claims professionals and a network of certified partners across Canada—we’re always here when you need us. Plus, our hassle-free claims promise guarantees the quality of your repairs when you use our pre-screened vendors.

Added value

Sonnet Connect is here to help protect the things that matter most. Get access to helpful information and a suite of services to simplify your life from our partners. Plus, take advantage of exclusive discounts, promotions and offers.

Save with Sonnet home and auto insurance
Still have questions about group discount?
Does the discount apply to both my Sonnet home and auto policies?

Depending on your group, some discounts will apply to both your auto and property policies, while others may apply only to one. If you’re a member of multiple groups, you can only apply one discount per policy.

I already have a Sonnet insurance policy. How do I add a group discount?

If you’re already a Sonnet customer, you can easily add your group discount online in a few steps:

  1. Log in to your account.
  2. Select the policy you’d like to add a Group Discount to.
  3. Select Add Group Discount.
  4. Simply click “Employer or Association” and quickly search for the name of your employer, group, or association and select it from the suggestions that appear. We’ll ask for your group ID to confirm your eligibility.
  5. If you’re a university or college alumni or student, click Canadian University or Canadian College. (If you’ve graduated from both, you can add both discounts and we’ll apply the one that gives you the best savings!)
  6. Click Add Discount.
  7. Review your policy change and any impact to the price of your policy over the remaining policy term. Click Update Policy.
  8. Your policy has been updated with a Group Discount. Review your updated policy payment schedule for changes to the amount of your payments.

Your group discount will automatically be applied to the selected policy. If we’re unable to verify your eligibility, then the discount will be removed.

If you have multiple policies with Sonnet, repeat the steps above for each policy to add a qualifying group discount.

We can help around the clock. Chat with our Advisors Monday to Friday from 8 a.m. to 6 p.m. ET. Need help after hours? Email us and we’ll reply within one business day. Our chatbot is also available 24/7.

How do I know if my discount has been applied?

During your home or auto quote, start typing and select your group from the dropdown, then enter your group ID. You’ll see a “Discount applied” notification appear throughout the quote flow. We’ll use the information you’ve provided to verify you are a member and automatically apply your discount.

How do I qualify for a group discount?

To qualify for a group discount, you or your spouse need to be an alumni or a student of an eligible Canadian University or College, member of an eligible association, an affinity partner or an employee/retiree of a sponsored company. When you add your discount, we’ll also ask for a group ID. We’ll use the information you’ve provided to confirm your eligibility.

How do I add a group discount?

Adding a group discount is easy. 

  1. Look for the Group Discount field when getting a home or auto quote. Simply click “Employer or Association” and quickly search for the name of your employer, group, or association and select it from the suggestions that appear. We’ll ask for your group ID  to confirm your eligibility. 
  2. If you’re a university or college alumni or student, click Canadian University or Canadian College. (If you’ve graduated from both, you can add both discounts and we’ll apply the one that gives you the best savings!) Quickly search for the name of your university or college. We’ll ask you for your graduation/expected graduation year to confirm your eligibility.
  3. Click Add Discount
  4. That’s it! Your group discount will automatically be applied to your quote. If we’re unable to verify your eligibility, then the discount will be removed.

Already have a Sonnet insurance policy? Learn how to add your Group Discount.

Which locals qualify for the CUPE Nova Scotia discount?

Sonnet offers the CUPE Nova Scotia group discount to eligible local members. Check the list below to see if you qualify.

  • Local 108 – Nova Scotia Lifeguard Service
  • Local 227 Halifax Regional Water Commission Outside
  • Local 734 – Town of Truro
  • Local 734-01 – The Village of Bible Hill
  • Local 759 – Cape Breton Regional Municipality Outside Workers
  • Local 761 – Cape Breton Regional Municipality Board of Police Commissioners Crossing Guards
  • Local 850 – Dominion District Recreational Complex
  • Local 933 – Cape Breton Regional Municipality Inside Workers
  • Local 955 – Straight Regional School Board Support Staff
  • Local 964 – Tri-County Regional School Board (Yarmouth/Digby/Shelburne)
  • Local 1028 – Quest – A Society for Adult Support and Rehabilitation
  • Local 1082 – St. Vincent’s Nursing Home
  • Local 1089 – Town of Windsor
  • Local 1092 – Town of Bridgewater
  • Local 1183 – Harbourstone Enhanced Care
  • Local 1245 – Ocean View Manor
  • Local 1259 – Whitehills Long Term Care and Admiral Long Term Care
  • Local 1416 – Maplestone Enhanced Care
  • Local 1431 – Halifax Regional Water Commission
  • Local 1472 – Kings Regional Rehabilitation Centre
  • Local 1478 Braemore Home LPN’s
  • Local 1485 – Inverness County Municipal Housing Corporation – Inverary Manor
  • Local 1562 – Ronald C. MacGillvary Guest Home
  • Local 1635 – Victoria County Alderwood Corporation
  • Local 1780 – Town of Lunenburg
  • Local 1782 – Richmond Housing Corporation (Richmond Villa)
  • Local 1867 – Department of Transportation
  • Local 1876 – Northside Community Guest Home
  • Local 2007 – Bay Side Home Corporation
  • Local 2031 – Inverness County Municipal Housing Corporation – Foyer Pere Fiset
  • Local 2094 – Seaview Manor
  • Local 2272 – Conseil Scolaire Acadien Provincial
  • Local 2305 – Metro Community Housing Association
  • Local 2330 – Glen Haven Manor New Glasgow
  • Local 2330 – Maritime I.O.O.F Home Pictou
  • Local 2330 – Valley View Villa (Riverton Guest Home)
  • Local 2431 – Cape Breton District Health Authority (District 8) Office and Clerical Employees
  • Local 2503 – Shiretown Nursing Home & Ivey’s Terrace Nursing Home
  • Local 2530 – Town of Yarmouth/Library Workers – Western Counties Regional Library
  • Local 2530 – Town of Yarmouth Outside
  • Local 2618 – Municipality of the County of Kings
  • Local 2618-03 – Town of Berwick
  • Local 2648 – Queen’s Manor
  • Local 2656 – National Film Board
  • Local 2694 – Municipality of the County of Victoria
  • Local 2733 – Crothall Services Canada Ltd (CBU)
  • Local 2761 – Compass Group Canada
  • Local 2765 – Maple Hill Manor
  • Local 2774 – Oakwood Terrace
  • Local 2784 – Arborstone Enhanced Care
  • local 2858 – Town of Middleton
  • Local 2859 – Adult Residential Care
  • Local 2997 – North Queen’s Nursing Home
  • Local 3008(a) – Resi-Care Cape Breton Association
  • local 3008(b) – Cape Breton Transition House Association
  • Local 3064 – Villa St. Joseph-Du-Lac
  • Local 3067 – New Dawn Guest Home
  • Local 3099 – Roseway Manor Inc.
  • Local 3131 – Board of Governors – Cape Breton University Support Staff
  • Local 3199 – Twin Oaks Citizens’ Association (The Birches)
  • Local 3257 – Surf Lodge Community Continuing Care Centre
  • Local 3270 – South West Nova Transition House
  • Local 3306 – Nova Scotia Home for Coloured Children
  • Local 3410 – North Hills Nursing Home
  • Local 3454 – Shoreham Village Senior Citizens’ Home
  • Local 3513 – Braemore Home
  • Local 3552 – Town of Annapolis Royal
  • Local 3618 – Ivy Meadows Continuing Care Home
  • Local 3630 – Port Hawkesbury Nursing Home Inc.
  • Local 3688 – Bridgewater Day Care Centre
  • Local 3698 – Colonial Community Services
  • Local 3840 – Melville Lodge Nursing Home
  • Local 3876 – Annapolis Valley Regional School Board
  • Local 3885 – Region of Queen’s Home Support
  • Local 3890 – Chignecto-Central Regional School Board
  • Local 3912 – Dalhousie
  • Local 3912 – Mount St. Vincent (P.T TA’s)
  • Local 3912 – St. Mary’s University (P.T TA’s)
  • Local 3912 – St. Mary’s University (TESL)
  • Local 3936 – Lunenburg County Home Support Services Society
  • Local 3945 – Municipality of the County of Colchester
  • Local 3953 – Victorian Order of Nurses (Cumberland County)
  • Local 3986 – New Waterford Homemaker Service Society
  • Local 4044 – Airline Division (CanJet Airline)
  • Local 4106 – Northeastern Resource Recovery Ltd.
  • Local 4172 – Society for Treatment of Autism
  • Local 4198 – Sodexo Canada Limited
  • Local 4291 – Adsum Association for Women and Children
  • Local 4354 – Victoria County Home Support Workers
  • Local 4388 – Saint Mary’s University (Stationary Engineers)
  • Local 4403 – Town of Kentville
  • Local 4428 – Crothall Services Canada Limited (CBU)
  • Local 4459 -Tearman Society for Abused Women and Children
  • Local 4471 – Homebridge Youth Society
  • Local 4491 – Saint Mary’s University (Tradespersons)
  • Local 4536 – Colchester Community Workshops
  • Local 4549 – Municipality of the County of Annapolis
  • Local 4682 – South Shore Regional School Board
  • Local 4719 – Region of Queen’s Municipality Hillsview Acres
  • Local 4745 -Early Childhood Educators of Nova Scotia
  • Local 4745 – Northend Day Care
  • Local 4745 – Halifax Student Housing Society
  • Local 4745 – St. Joseph’s Children Centre
  • Local 4745 – First Lake Early Learning Centre
  • Local 4745 -Wee Care Development Centre
  • Local 4745 – University of Children’s Centre
  • Local 4764 – Community Justice Society
  • Local 4814 – Halifax Regional Police Cross Walk Guards
  • Local 4840 – Cape Breton Island Housing Authority
  • Local 4919 – Lunenburg Home for Special Care (Harbour View Haven)
  • Local 4940 – Parkland at the Lakes Ltd (Glasgow Hall)
  • Local 4963 – Queen’s Association for Supported Living
  • Local 4965 – Celtic Court
  • Local 4970 – Shannex Incorporated (Bisset Court)
  • Local 4998 – Haven Manor Inc.
  • Local 4998 – Oxford Manor
  • Local 5018 – Northhumberland Hall (Shannex)
  • Local 5033 – Ryan Hall (Shannex)
  • Local 5047 – Halifax Regional School Board
  • Local 5050 – Cape Breton-Victoria Regional School Board
  • Local 5054 – Progress Centre for Early Intervention
  • Local 5165 – The Magnolia Continuing Care Centre
  • Local 5248 – The Meadows (Tidal View Manor)
  • Local 8920 – Nova Scotia Acute Care Sector – Health Care
  • Local 8920 – Nova Scotia Acute Care Sector – Clerical
  • Local 8920 – Nova Scotia Acute Care Sector – Service
  • Local 8920 – Nova Scotia Acute Care Sector – Nursing

Average savings of $474 annually, is calculated on a national basis (excluding Manitoba, British Columbia, Saskatchewan, Newfoundland and Labrador, Northwest Territories, Yukon, and Nunavut) of current bundled property and auto Sonnet policies as of January 2020, and includes affinity discount.

CUPE Nova Scotia and Sonnet have a commercial alliance.

The Sonnet customer satisfaction score is based on the average survey results of Economical Insurance respondents between January to December 2018.